Fees. Kirchenbauer Financial Management & Consulting. Serving clients in Washington, D.C., Virginia, Silicon Valley, San Francisco, and throughout the U.S. Lisa Kirchenbauer, Certified Financial Planner and President of KFMC.

Kirchenbauer Financial Management & Consulting Serves a Diverse Client Base in the Washington, D.C. Metro Area, Virginia, San Francisco, the Bay Area and throughout the United States

Articles

-- Lisa Kirchenbauer was featured in an April 2008 article in Investment Advisor titled E Pluribus Unum: When Clients Have A Sudden Change in Their Money Situation, Collaboration Among Advisors is Crucial.

-- Lisa Kirchenbauer was featured in a January 2008 article in Investment News titled Community Investment Goes Mainstream.

-- Lisa Kirchenbauer was featured in an article by Dayana Yochim in the Motley Fool GreenLight^TM newsletter (on page 9).

"....a growing subset of practitioners in the field is offering a more holistic approach to money management, integrating their clients' life goals with their wealth management needs. They're called financial life planners and they address the qualitative (emotions; personal fulfillment) and quantitative (asset allocation; tax and estate strategies) aspects of money. In other words, they help clients answer in the affirmative: 'Do your finances reflect your priorities and passions and get you closer to achieving your ideal life?'

I recently met Lisa Kirchenbauer (president of Kirchenbauer Financial Management & Consulting in Arlington, Virginia). Her calling card spells out two designations - certified financial planner (CFP) and registered life planner (RLP) - the latter of which is held by fewer than 5% of those practicing in the money field.

'If you're not completely conscious in life, you can't be highly conscious in financial matters,' Kirchenbauer says."

Starting the Financial Conversation with Your Parents

An Article by Lisa Kirchenbauer
copyright 2008 KFMC

What to ask: a checklist

If your parents are still healthy and active, use this checklist of questions to help you all prepare for a time when they may depend on you more.

Their Living Situation

Do you want to live in your house for as long as possible? Are there things we need to do to your house so it's safe and comfortable for you as you age? Can we make some of those changes now?
Are you willing to move into a smaller place that's easier to manage, like a condo? When?
Has either of you thought about whether you would want to stay in the house if you were alone?
Would you be willing to hire someone to help you at home if you can't do it on you own anymore?
Would you consider moving in with me or one of my siblings if we all agree that you need help with your personal care or aren't safe at home alone anymore? How do you feel about moving into an assisted-living facility?
Can I help you scout out quality assisted-living facilities and nursing homes now, so we know what's available and what you would prefer in case you need one in the future?

Their Health

Have you talked to your doctor about the normal aging process?
Will you consider giving your doctor permission to talk to us in case we have questions about your medical treatment?
Can one of us accompany you to some doctor's appointments? We recognize your right to privacy, but maybe we can help keep track of everything your doctor says at your visit.
Have you thought about what kind of medical treatment you want in the future and who would make those decisions if you can't make or communicate them on your own? Have you put these desires in writing?
How do you feel about being kept alive with ventilators, feeding tubes, or other interventions? And under what circumstances would you want that? Do we all understand what these terms mean?
If you have advanced care-planning documents, where do you keep them? Have you shared them with any family members, doctors, or clergy?
Have you recently (since 2006) updated your healthcare/medical power of attorney?

Their Finances

Have you written a will? Does someone you trust know where it is? Whom should we contact about it?
Have you consulted a reliable financial planner who can help anticipate your needs as you age?
Are you willing to have a joint checking account with me so I can help you pay bills if necessary?
Can we discuss how I can help you handle some of your financial responsibilities, like reviewing credit-card statements and paying some bills?
Will you give me or another trusted person power of attorney over your financial affairs in case there's a time you can't handle them yourself?

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SPECIAL INTEREST
Early Affluence
Sudden Wealth
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We Make the Process Easy
Many of our clients have the knowledge and know what they would like to do...but they just don't have the time. Others have limited financial knowledge. We understand that managing your finances is not an easy task, and we want to make the process as easy and stress free as possible.

Completely Confidential
We also understand the sensitive issue of sharing one's personal financial stituation, and we hold your information in the highest confidentiality.

Free Initial Consultation
Because this is such an important decision for your life, we want you to feel completely comfortable with us. So, we invite you to have a free initial consultation to determine whether our firm is the right fit for you.

Schedule Lisa to Speak at Your Next Event
Lisa Kirchenbauer is often invited to speak at events sponsored by corporations and organizations. Contact KFMC to schedule Lisa to speak at your next event.

Kirchenbauer Financial Management & Consulting
200 North Glebe Road, Suite 812 / Arlington, VA 22203
703-387-0919, ext. 501
Toll Free: 877-678-8880 / FAX: 703-387-0918
www.kfmcfinancial.com / e-mail: info@kfmcfinancial.com
copyright 2008 KFMC